Atomera Incorporated vs Upstart Holdings Inc — how do they compare? Atomera Incorporated trades at $6.48 (market cap $247.40M), while Upstart Holdings Inc trades at $31.86 (market cap $3.04B). The key difference: Upstart Holdings Inc is far larger — about 12.3× Atomera Incorporated's market cap, and Atomera Incorporated is trading nearer its 52-week high, Upstart Holdings Inc nearer its low. Which is the better fit depends on your goals.
| ATOM | UPST | |
|---|---|---|
Market Cap | $247.40M | $3.04B |
Sector | Technology | Financials |
52-Week High | $12.11 | $84.13 |
52-Week Low | $1.99 | $24.22 |
Enterprise Value | $207.61M | — |
Signals from Pluang's Aura AI — not financial advice
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UPST trades at $31.46, down 3.91% on the day, reflecting recent volatility amid mixed earnings. The stock shows a bearish technical trend with support near $29, while fundamentals highlight a return to profitability in 2025 with $1.02B revenue and $53.60M net income. Recent news emphasizes AI lending growth and a key $600M funding deal with Neuberger Berman, though margin pressures persist.
The outlook hinges on execution of AI-driven lending expansion and funding stability, with a consensus price target of $42.00 suggesting 33% upside. Risks include earnings volatility, high debt levels, and competitive fintech pressures. Analyst sentiment is balanced with 45% buy ratings, but investors await Q2 2026 results on August 4 for confirmation of growth trajectory.
Trailing returns across standard periods
Atomera is a semiconductor materials engineering company. Its Mears Silicon Technology (MST) is a patented thin film that enhances transistor performance, power efficiency, and cost for global chip manufacturers.
Read more on ATOM →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →