ARMOUR Residential REIT, Inc. vs Nu Holdings Ltd — how do they compare? ARMOUR Residential REIT, Inc. trades at $16.92 (market cap $2.11B), while Nu Holdings Ltd trades at $13.69 (market cap $66.47B). The key difference: Nu Holdings Ltd is far larger — about 31.5× ARMOUR Residential REIT, Inc.'s market cap, and ARMOUR Residential REIT, Inc. pays a 16.89% dividend while Nu Holdings Ltd pays none. Which is the better fit depends on your goals.
| ARR | NU | |
|---|---|---|
Market Cap | $2.11B | $66.47B |
Sector | Financials | Financials |
52-Week High | $19.12 | $18.76 |
52-Week Low | $14.05 | $11.60 |
Dividend Yield | 16.89% | — |
Signals from Pluang's Aura AI — not financial advice
ARMOUR Residential REIT (ARR) trades at $16.87, down 1.06% today, with a bearish technical signal and mixed earnings history. The stock shows attractive valuation metrics with a P/E of 6.85 and P/B of 0.9, supported by a high net income margin of 95.99%. Recent news highlights dividend confirmations and analyst reaffirmations ahead of Q2 earnings, while cash flow trends show significant investing outflows balanced by financing activities.
Outlook remains cautious with 60% analyst hold ratings, though the consensus price target of $18.50 suggests modest upside. Key risks include earnings volatility and high dividend yield sustainability. Investment appeal hinges on stable cash flow generation and management's ability to navigate interest rate sensitivity in the mortgage REIT sector.
Nu Holdings (NU) trades at $13.67, down 0.65% on the day, with a bullish technical outlook supported by moving averages. The company demonstrates strong fundamental growth with revenue increasing from $3.0B in 2022 to $10.6B in 2025 and net income reaching $2.87B. Recent approval to operate as a bank in Mexico positions NU for continued expansion across Latin America's underbanked markets.
NU presents a compelling growth story with robust financial metrics and analyst support, though recent earnings misses and currency risks in emerging markets warrant caution. The stock trades below the consensus price target of $14.98, offering potential upside if execution continues. Key risks include credit portfolio quality and competitive pressures in digital banking.
Trailing returns across standard periods
Latest headlines on both assets
ARMOUR Residential REIT Inc is a real estate investment trust that invests in residential mortgage-backed securities or RMBS. These are issued or guaranteed by U.S.-government-sponsored enterprises, such as Fannie Mae, Freddie Mac, or Ginnie Mae. The company's investment portfolio is composed of mortgage-backed securities, adjustable-rate mortgage securities, and multifamily mortgage-backed securities. In terms of total fair value, most Armour's investments are long-term, fixed-rate agency RMBS. Multifamily RMBS also represents a substantial amount. Fannie Mae guarantees most of the company's holdings. Armour derives substantially all its revenue as interest income from its investments.
Read more on ARR →Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Account, and Rewards.
Read more on NU →