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Compare ARMOUR Residential REIT, Inc. (ARR) vs Expensify Inc (EXFY) Price & Performance

ARMOUR Residential REIT, Inc.Trade
Expensify IncTrade

Price performance (Past 24H)

Key statistics

ARMOUR Residential REIT, Inc. vs Expensify Inc — how do they compare? ARMOUR Residential REIT, Inc. trades at $16.75 (market cap $2.05B), while Expensify Inc trades at $2.27 (market cap $224.32M). The key difference: ARMOUR Residential REIT, Inc. is far larger — about 9.1× Expensify Inc's market cap, and ARMOUR Residential REIT, Inc. pays a 17.41% dividend while Expensify Inc pays none. Which is the better fit depends on your goals.

ARREXFY
Market Cap
$2.05B$224.32M
Sector
FinancialsTechnology
52-Week High
$19.12$2.69
52-Week Low
$14.05$0.75
Dividend Yield
17.41%
Enterprise Value
$163.94M

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

ARMOUR Residential REIT, Inc.

ARMOUR Residential REIT (ARR) trades at $16.68, up 0.79% with a bullish technical signal despite mixed earnings performance. The REIT shows strong profitability with 97.43% net income margin and 19.74% ROE, trading below book value at P/B of 0.92. Recent quarterly results show alternating beats and misses, with Q2 2026 EPS of $0.72 slightly missing expectations. The company maintains consistent dividend payments of $0.24 quarterly, supporting income investor appeal.

ARR presents a value opportunity with attractive dividend yield but faces earnings volatility and high leverage risks. Analyst consensus is cautious with 60% hold ratings, reflecting concerns about mortgage REIT sensitivity to interest rates. The stock's technical position near key support at $16 suggests near-term stability, but investors should monitor interest rate environment impacts on mortgage-backed securities portfolio performance.

Expensify Inc

Expensify (EXFY) trades at $2.69, up 35.86% in 24 hours, with a bullish technical signal from moving averages but overbought RSI levels. The company reported Q2 2026 revenue of $33.9 million, beating EPS estimates, and raised free cash flow guidance. Despite negative net margins, cash flow from operations improved to $20.09 million in 2025, and the balance sheet shows $48.77 million in cash with low debt.

The outlook is cautiously optimistic due to earnings beats and AI-driven growth initiatives, but high P/E of 258.82 and persistent losses pose valuation risks. Analyst consensus is split between Buy and Hold, reflecting uncertainty over profitability sustainability amid competitive pressures.

Returns comparison

Trailing returns across standard periods

About ARMOUR Residential REIT, Inc.

ARMOUR Residential REIT Inc is a real estate investment trust that invests in residential mortgage-backed securities or RMBS. These are issued or guaranteed by U.S.-government-sponsored enterprises, such as Fannie Mae, Freddie Mac, or Ginnie Mae. The company's investment portfolio is composed of mortgage-backed securities, adjustable-rate mortgage securities, and multifamily mortgage-backed securities. In terms of total fair value, most Armour's investments are long-term, fixed-rate agency RMBS. Multifamily RMBS also represents a substantial amount. Fannie Mae guarantees most of the company's holdings. Armour derives substantially all its revenue as interest income from its investments.

Read more on ARR

About Expensify Inc

Expensify Inc is a cloud-based expense management software platform that helps the smallest to the largest businesses simplify the way they manage money. More than 10 million people use Expensify's free features, which include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay, and travel booking in one app.

Read more on EXFY