Ares Capital Corporation vs Upstart Holdings Inc — how do they compare? Ares Capital Corporation trades at $19.97 (market cap $14.34B), while Upstart Holdings Inc trades at $29.99 (market cap $2.91B). The key difference: Ares Capital Corporation is far larger — about 4.9× Upstart Holdings Inc's market cap, and Ares Capital Corporation pays a 9.61% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| ARCC | UPST | |
|---|---|---|
Market Cap | $14.34B | $2.91B |
Sector | Financials | Financials |
52-Week High | $22.68 | $73.76 |
52-Week Low | $17.45 | $24.22 |
Dividend Yield | 9.61% | — |
Trailing returns across standard periods
Latest headlines on both assets
Ares Capital Corp is a United States-based closed-ended specialty finance company. Its investment objective is to generate both current income and capital appreciation through debt and equity investments. The company focuses on investing primarily in U.S. middle-market companies with investment opportunities as well as in larger companies. Its portfolio comprises of first lien senior secured loans, second lien senior secured loans, and mezzanine debt (subordinated unsecured loan), which may include equity components that are diversified by industry and sector. The company may invest in preferred and common equity investments to a lesser proportion. Its revenue mainly consists of interest and dividend income received from the investment made.
Read more on ARCC →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →