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Compare A O Smith Corp (AOS) vs Upstart Holdings Inc (UPST) Price & Performance

A O Smith Corp
Upstart Holdings Inc

Price performance

Price movement over the last 24 hours

Key statistics

A O Smith Corp vs Upstart Holdings Inc — how do they compare? A O Smith Corp trades at $60.44 (market cap $8.33B), while Upstart Holdings Inc trades at $32.45 (market cap $3.13B). The key difference: A O Smith Corp is far larger — about 2.7× Upstart Holdings Inc's market cap, and A O Smith Corp pays a 2.35% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.

AOSUPST
Market Cap
$8.33B$3.13B
Sector
IndustrialsFinancials
52-Week High
$80.47$84.13
52-Week Low
$55.78$24.22
Enterprise Value
$8.78B
Dividend Yield
2.35%

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

A O Smith Corp

A.O. Smith (AOS) trades at $60.44, up 2.41% today, with a bearish technical signal despite recent leadership changes. The company reported mixed Q1 2026 earnings, missing EPS estimates at $0.85 versus $0.94 expected, while maintaining solid profitability with a 13.84% net margin. Cash flow trends show improving operations, and the stock offers a dividend with a recent $0.36 payout announced.

The outlook is cautious due to earnings volatility and bearish technicals, but valuation appears reasonable with a P/E of 16.12. Risks include China market weakness and competitive pressures, while analyst consensus leans hold with a $68 price target suggesting modest upside potential from current levels.

Upstart Holdings Inc

Upstart Holdings (UPST) trades at $32.74, down 1.47% on the day, with a bullish technical signal and neutral oscillators. The company reported a return to profitability in 2025 with $53.60M net income on $1.02B revenue, though recent quarterly earnings missed expectations. Analyst consensus is mixed with a $42.00 price target, and the stock is positioned between key support at $32 and resistance at $34.

The outlook hinges on execution of AI lending growth and funding stability, with upside potential from product expansion, but risks include margin pressure, debt levels, and macroeconomic sensitivity. The stock offers a speculative growth opportunity amid improving fundamentals but requires careful risk management.

Returns comparison

Trailing returns across standard periods

About A O Smith Corp

A.O. Smith Corporation manufactures and markets comprehensive lines of residential and commercial gas, gas tankless, and electric water heaters. Supplementary products include water heating equipment, condensing and noncondensing boilers, and water system tanks. The company's two operating segments are by geographic region: North America (majority of total revenue) and the Rest of the World. A material portion of sales in North America derive from replacing existing products, and the company utilizes a wholesale distribution channel and multiple selling locations. The Rest of the World segment sells primarily to Asian countries and operates sales offices to expand distribution and market its product portfolio.

Read more on AOS

About Upstart Holdings Inc

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.

Read more on UPST