A O Smith Corp vs First Citizens BancShares Inc — how do they compare? A O Smith Corp trades at $62.16 (market cap $8.49B), while First Citizens BancShares Inc trades at $2,282.12 (market cap $25.20B). The key difference: First Citizens BancShares Inc is far larger — about 3× A O Smith Corp's market cap, and A O Smith Corp pays the higher dividend (2.3%). Which is the better fit depends on your goals.
| AOS | FCNCA | |
|---|---|---|
Market Cap | $8.49B | $25.20B |
Sector | Industrials | Sector/Thematic |
52-Week High | $80.47 | $2.27K |
52-Week Low | $55.78 | $1.64K |
Enterprise Value | $8.99B | — |
Dividend Yield | 2.3% | 0.37% |
Signals from Pluang's Aura AI — not financial advice
AOS trades at $62.50, down 1.84% over 24 hours, with a bullish technical signal from moving averages and neutral oscillators. The company reported Q2 2026 EPS of $1.03, beating estimates, while revenue remains stable near $3.8B. Profitability is strong with a net margin of 13.15% and ROE of 27.13%, though recent news includes institutional selling by Amundi and leadership changes with Kevin Wheeler's retirement.
Outlook is mixed with a consensus price target of $67.25 offering ~7.6% upside, but risks include weaker China demand and input cost pressures. Analyst sentiment is cautious with 60% hold ratings, reflecting concerns over earnings volatility and competitive pressures in the water technology sector.
First Citizens BancShares (FCNCA) trades at $2,271.31, up 0.81% with strong technical momentum and bullish moving average signals. The company demonstrates solid fundamentals with a 12.19 P/E ratio, 25.23% net income margin, and consistent earnings beats in recent quarters. Recent business developments include expansion of commercial lending operations and strategic real estate acquisitions, supporting growth initiatives.
FCNCA presents a mixed outlook with strong earnings performance and reasonable valuation offset by cautious analyst sentiment. While technical indicators suggest continued upside potential, the 81.82% hold rating from analysts indicates concerns about valuation and deposit risks. Key opportunities include expanding commercial banking services, while risks center on net interest margin pressure and elevated uninsured deposits at 38.3%.
Trailing returns across standard periods
Latest headlines on both assets
A.O. Smith Corporation manufactures and markets comprehensive lines of residential and commercial gas, gas tankless, and electric water heaters. Supplementary products include water heating equipment, condensing and noncondensing boilers, and water system tanks. The company's two operating segments are by geographic region: North America (majority of total revenue) and the Rest of the World. A material portion of sales in North America derive from replacing existing products, and the company utilizes a wholesale distribution channel and multiple selling locations. The Rest of the World segment sells primarily to Asian countries and operates sales offices to expand distribution and market its product portfolio.
Read more on AOS →First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →