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Compare Ally Financial Inc (ALLY) vs UnitedHealth Group Inc (UNH) Price & Performance

Ally Financial IncTrade
UnitedHealth Group IncTrade

Price performance (Past 24H)

Key statistics

Ally Financial Inc vs UnitedHealth Group Inc — how do they compare? Ally Financial Inc trades at $44.33 (market cap $13.97B), while UnitedHealth Group Inc trades at $429.43 (market cap $385.62B). The key difference: UnitedHealth Group Inc is far larger — about 27.6× Ally Financial Inc's market cap, and Ally Financial Inc pays the higher dividend (2.63%). Which is the better fit depends on your goals.

ALLYUNH
Market Cap
$13.97B$385.62B
Sector
FinancialsHealth
52-Week High
$47.25$431.68
52-Week Low
$35.96$237.77
Dividend Yield
2.63%2.19%
Enterprise Value
$432.30B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Ally Financial Inc

Ally Financial (ALLY) trades at $45.59, up 1.06% today, with a bearish technical signal but strong analyst support. The stock shows attractive valuation with a P/E of 11.07 and P/B of 1.05, supported by consistent earnings beats in recent quarters. Recent news highlights value potential and a strategic focus on auto lending and digital banking, with a dividend payment scheduled for May 2026.

The outlook is positive given the consensus price target of $55.25, implying significant upside. Risks include declining operating cash flow and macroeconomic pressures on net interest margins. The stock presents a value opportunity with disciplined capital return, but investors should monitor credit quality and interest rate sensitivity.

UnitedHealth Group Inc

UnitedHealth Group (UNH) trades at $424.62, down 1.64% on the day, slightly above the analyst consensus price target of $423.18. The stock shows bullish technical signals with strong moving average support and recent earnings beats in three consecutive quarters. Revenue has grown consistently from $322.1B in 2022 to $447.6B in 2025, though net income margin has compressed from 6.24% to 2.69% over the same period. Recent news highlights strategic moves to reduce pediatric prior authorizations and ongoing shareholder returns through dividends and buybacks.

Outlook remains positive with 82.7% analyst buy ratings and strong institutional support, driven by aging demographics and healthcare innovation. Key risks include regulatory scrutiny (Massachusetts Medicaid lawsuit filed May 29, 2026), margin pressure from rising costs, and increasing debt levels. The current P/E of 31.97 appears elevated relative to historical norms, suggesting valuation sensitivity to earnings growth.

Returns comparison

Trailing returns across standard periods

Top news

Latest headlines on both assets

About Ally Financial Inc

Ally Financial Inc is a diversified financial services firm that services automotive dealers and their retail customers. The company operates as a financial holding company and a bank holding company. Its banking subsidiary, Ally Bank, caters to the direct banking market through Internet, mobile, and mail. The company reports four business segments including Automotive Finance operations, Insurance operations, Mortgage Finance operations and Corporate Finance operations.

Read more on ALLY

About UnitedHealth Group Inc

UnitedHealth Group is one of the largest private health insurers, providing medical benefits to 50 million members globally, including 5 million outside the U.S. at the end of 2021. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.

Read more on UNH