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Compare Ally Financial Inc (ALLY) vs NIO Inc. (NIO) Price & Performance

Ally Financial Inc
NIO Inc.

Price performance

Price movement over the last 24 hours

Key statistics

Ally Financial Inc vs NIO Inc. — how do they compare? Ally Financial Inc trades at $45.64 (market cap $13.97B), while NIO Inc. trades at $4.86 (market cap $12.35B). The key difference: Ally Financial Inc and NIO Inc. are close in size by market cap, and Ally Financial Inc pays a 2.63% dividend while NIO Inc. pays none. Which is the better fit depends on your goals.

ALLYNIO
Market Cap
$13.97B$12.35B
Sector
FinancialsConsumer Cyclical
52-Week High
$47.25$7.89
52-Week Low
$35.96$3.90
Dividend Yield
2.63%
Enterprise Value
$11.59B

Aura AI Summary

Signals from Pluang's Aura AI — not financial advice

Ally Financial Inc

Ally Financial (ALLY) trades at $45.59, up 1.06% today, with a bearish technical signal but strong analyst support. The stock shows attractive valuation with a P/E of 11.07 and P/B of 1.05, supported by consistent earnings beats in recent quarters. Recent news highlights value potential and a strategic focus on auto lending and digital banking, with a dividend payment scheduled for May 2026.

The outlook is positive given the consensus price target of $55.25, implying significant upside. Risks include declining operating cash flow and macroeconomic pressures on net interest margins. The stock presents a value opportunity with disciplined capital return, but investors should monitor credit quality and interest rate sensitivity.

NIO Inc.

NIO trades at $4.78, unchanged on the day, with a bearish technical signal from moving averages. Revenue grew to $87.49B in 2025, but net losses persist at -$15.57B, though margins improved. Vehicle deliveries surged 62.9% year-over-year in June 2026, driven by strong ES9 performance. Cash flow remains negative, with a net cash outflow of -$10.87B in 2024.

The outlook is mixed: robust delivery growth and narrowing losses signal operational progress, but persistent cash burn and high debt pose risks. Analyst consensus leans bullish with 50% buy ratings, yet the stock faces headwinds from competitive pressures and macroeconomic concerns affecting Chinese EV stocks.

Returns comparison

Trailing returns across standard periods

About Ally Financial Inc

Ally Financial Inc is a diversified financial services firm that services automotive dealers and their retail customers. The company operates as a financial holding company and a bank holding company. Its banking subsidiary, Ally Bank, caters to the direct banking market through Internet, mobile, and mail. The company reports four business segments including Automotive Finance operations, Insurance operations, Mortgage Finance operations and Corporate Finance operations.

Read more on ALLY

About NIO Inc.

NIO Inc. manufactures and sells automobiles. The Company offers electric vehicles and parts, as well as provides battery charging services. NIO serves customers worldwide.

Read more on NIO