Albemarle Corp. vs Upstart Holdings Inc — how do they compare? Albemarle Corp. trades at $132 (market cap $15.27B), while Upstart Holdings Inc trades at $30.21 (market cap $2.91B). The key difference: Albemarle Corp. is far larger — about 5.2× Upstart Holdings Inc's market cap, and Albemarle Corp. pays a 1.27% dividend while Upstart Holdings Inc pays none. Which is the better fit depends on your goals.
| ALB | UPST | |
|---|---|---|
Market Cap | $15.27B | $2.91B |
Sector | Basic Materials | Financials |
52-Week High | $215.62 | $73.76 |
52-Week Low | $72.58 | $24.22 |
Enterprise Value | $17.75B | — |
Dividend Yield | 1.27% | — |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.
The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.
Trailing returns across standard periods
Albemarle is the world's largest lithium producer. Our outlook for robust lithium demand is predicated upon increased demand for electric vehicle batteries. Albemarle produces lithium from its salt brine deposits in Chile and the U.S. and its hard rock joint venture mines in Australia. Albemarle is also a global leader in the production of bromine, used in flame retardants. The company is also a major producer of oil refining catalysts.
Read more on ALB →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →