Apartment Investment and Management Co vs Upstart Holdings Inc — how do they compare? Apartment Investment and Management Co trades at $2.61 (market cap $376.16M), while Upstart Holdings Inc trades at $30.05 (market cap $2.91B). The key difference: Upstart Holdings Inc is far larger — about 7.7× Apartment Investment and Management Co's market cap, and Upstart Holdings Inc is trading nearer its 52-week high, Apartment Investment and Management Co nearer its low. Which is the better fit depends on your goals.
| AIV | UPST | |
|---|---|---|
Market Cap | $376.16M | $2.91B |
Sector | Real Estate | Financials |
52-Week High | $7.93 | $73.76 |
52-Week Low | $2.59 | $24.22 |
Enterprise Value | $738.32M | — |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
Upstart Holdings trades at $30.21, down 2.83% on the day, with a bullish technical signal supported by moving averages despite recent earnings misses. The company achieved a significant turnaround with $53.6M net income in 2025 after years of losses, driven by 42% revenue growth in Q2 2026. Analyst consensus remains positive with a $47.20 price target, though debt levels have risen to 61.48% of assets.
The outlook balances strong AI-driven loan growth against execution risks and high valuation. Near-term catalysts include the upcoming bank launch and sustained origination growth, while macroeconomic sensitivity and competitive pressures present ongoing challenges for the lending platform.
Trailing returns across standard periods
Apartment Investment & Management Co is a self-managed real estate investment trust. It is focused on property development, redevelopment and various other value-creating investment strategies, targeting the U.S multifamily market. Its operating segments are Development and Redevelopment
Read more on AIV →Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
Read more on UPST →