Agilysys Inc vs First Citizens BancShares Inc — how do they compare? Agilysys Inc trades at $113.27 (market cap $3.03B), while First Citizens BancShares Inc trades at $2,270.44 (market cap $25.26B). The key difference: First Citizens BancShares Inc is far larger — about 8.3× Agilysys Inc's market cap, and First Citizens BancShares Inc pays a 0.37% dividend while Agilysys Inc pays none. Which is the better fit depends on your goals.
| AGYS | FCNCA | |
|---|---|---|
Market Cap | $3.03B | $25.26B |
Sector | Technology | Sector/Thematic |
52-Week High | $141.12 | $2.27K |
52-Week Low | $62.19 | $1.64K |
Enterprise Value | $2.92B | — |
Dividend Yield | — | 0.37% |
Signals from Pluang's Aura AI — not financial advice
Agilysys (AGYS) trades at $107.35, up 0.73% today, with a neutral technical signal and bullish moving averages. The company reported strong Q1 2027 results, beating earnings estimates and raising its full-year outlook, driven by subscription growth and AI-driven modules. Financials show improving profitability, with net income margin rising to 12.99% in 2026 from 8.42% in 2025, though valuation ratios like P/E of 70.63 remain elevated.
The outlook is positive, with 100% analyst buy ratings and a $118.33 consensus price target implying upside. Key risks include high valuation sensitivity and execution challenges in deploying new technology, while opportunities lie in sustained subscription revenue growth and market expansion in hospitality software.
First Citizens BancShares (FCNCA) trades at $2,271.31, up 0.81% with strong technical momentum and bullish moving average signals. The company demonstrates solid fundamentals with a 12.19 P/E ratio, 25.23% net income margin, and consistent earnings beats in recent quarters. Recent business developments include expansion of commercial lending operations and strategic real estate acquisitions, supporting growth initiatives.
FCNCA presents a mixed outlook with strong earnings performance and reasonable valuation offset by cautious analyst sentiment. While technical indicators suggest continued upside potential, the 81.82% hold rating from analysts indicates concerns about valuation and deposit risks. Key opportunities include expanding commercial banking services, while risks center on net interest margin pressure and elevated uninsured deposits at 38.3%.
Trailing returns across standard periods
Latest headlines on both assets
Agilysys provides enterprise software and SaaS solutions for the hospitality industry. Its products specialize in point-of-sale, property management, and inventory systems for hotels, resorts, and cruise lines.
Read more on AGYS →First Citizens BancShares is a major US regional bank providing diverse financial services. It recently expanded significantly by acquiring the assets and liabilities of Silicon Valley Bank.
Read more on FCNCA →