Affirm Holdings Inc vs Xcel Energy Inc — how do they compare? Affirm Holdings Inc trades at $77.07 (market cap $25.30B), while Xcel Energy Inc trades at $77.66 (market cap $48.02B). The key difference: Xcel Energy Inc is the larger of the two by market cap, and Xcel Energy Inc pays a 3.08% dividend while Affirm Holdings Inc pays none. Which is the better fit depends on your goals.
| AFRM | XEL | |
|---|---|---|
Market Cap | $25.30B | $48.02B |
Sector | Financials | Utilities |
52-Week High | $92.18 | $83.91 |
52-Week Low | $42.53 | $71.75 |
Enterprise Value | $31.91B | $86.33B |
Dividend Yield | — | 3.08% |
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Xcel Energy (XEL) trades at $78.07, up 1.43% on the day, with a bearish technical signal from moving averages. The company reported strong Q2 2026 earnings of $0.93 per share, beating estimates, driven by infrastructure investment recovery. Revenue for 2025 was $14.67B with a net income margin of 15.28%, while the balance sheet shows rising assets and liabilities, with a debt-to-asset ratio of 41.57% in 2024. Recent news highlights community investment and board additions.
The outlook for XEL is supported by a $60 billion capital plan targeting 11% annual rate base growth, but regulatory pushback and affordability concerns pose risks. Analyst consensus is bullish with a $93.80 price target, implying 20% upside, though technical indicators suggest near-term caution. Earnings growth and utility demand trends remain key catalysts for investor returns.
Trailing returns across standard periods
Latest headlines on both assets
Affirm Holdings Inc offers a platform for digital and mobile first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
Read more on AFRM →Xcel Energy manages utilities serving 3.7 million electric customers and 2.1 million natural gas customers in eight states. Its utilities are Northern States Power, which serves customers in Minnesota, North Dakota, South Dakota, Wisconsin, and Michigan
Read more on XEL →