Affirm Holdings Inc vs UnitedHealth Group Inc — how do they compare? Affirm Holdings Inc trades at $77.35 (market cap $25.69B), while UnitedHealth Group Inc trades at $402.29 (market cap $361.00B). The key difference: UnitedHealth Group Inc is far larger — about 14.1× Affirm Holdings Inc's market cap, and UnitedHealth Group Inc pays a 2.31% dividend while Affirm Holdings Inc pays none. Which is the better fit depends on your goals.
| AFRM | UNH | |
|---|---|---|
Market Cap | $25.69B | $361.00B |
Sector | Financials | Health |
52-Week High | $92.18 | $436.35 |
52-Week Low | $42.53 | $259.02 |
Enterprise Value | $32.30B | $402.86B |
Dividend Yield | — | 2.31% |
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UnitedHealth Group (UNH) trades at $402.19, down 1.2% in the last session, with a bearish technical signal but strong analyst support. The company reported revenue of $447.57B in 2025, with net income of $12.06B, and has consistently beaten EPS estimates in recent quarters. Recent news highlights strategic moves to reduce pediatric prior authorizations and ongoing shareholder returns via dividends and buybacks.
Outlook remains positive due to aging demographics and Medicare growth, though regulatory risks and margin pressure present challenges. With 82.7% of analysts rating it a Buy and a consensus price target of $476.50, the stock offers upside potential, balanced by litigation and competitive threats in the managed care sector.
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Latest headlines on both assets
Affirm Holdings Inc offers a platform for digital and mobile first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
Read more on AFRM →UnitedHealth Group is one of the largest private health insurers, providing medical benefits to 50 million members globally, including 5 million outside the U.S. at the end of 2021. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in managed care. Along with its insurance assets, UnitedHealth's continued investments in its Optum franchises have created a healthcare services colossus that spans everything from medical and pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.
Read more on UNH →