Affirm Holdings Inc vs T-Mobile Us Inc — how do they compare? Affirm Holdings Inc trades at $74.07 (market cap $25.69B), while T-Mobile Us Inc trades at $176.58 (market cap $191.56B). The key difference: T-Mobile Us Inc is far larger — about 7.5× Affirm Holdings Inc's market cap, and T-Mobile Us Inc pays a 2.28% dividend while Affirm Holdings Inc pays none. Which is the better fit depends on your goals.
| AFRM | TMUS | |
|---|---|---|
Market Cap | $25.69B | $191.56B |
Sector | Financials | Media |
52-Week High | $92.18 | $259.01 |
52-Week Low | $42.53 | $167.65 |
Enterprise Value | $32.30B | $308.17B |
Dividend Yield | — | 2.28% |
Signals from Pluang's Aura AI — not financial advice
AFRM trades at $74.13, down 1.87% in the last session, with a bullish technical signal from moving averages but a neutral stance from oscillators. The company reported strong revenue growth, reaching $3.22 billion in 2025, and achieved profitability with a net income of $52.19 million, marking a significant turnaround from prior losses. Recent earnings beats and a consensus analyst price target of $95.75 suggest optimism, though high valuation ratios like a P/E of 69.73 indicate premium pricing.
The outlook for AFRM is positive due to accelerating revenue growth and improving cash flow, but risks include sensitivity to interest rate changes and competitive pressures in fintech. Investors should weigh the high valuation against the potential for sustained earnings expansion, with institutional sentiment leaning bullish based on analyst coverage.
TMUS trades at $176.21, down 1.09% over 24 hours, with a bearish technical signal but strong fundamentals including Q2 2026 EPS beat of $2.99 vs. $2.59 expected. Revenue grew to $88.31B in 2025, with net income of $10.99B and robust cash flow from operations of $27.95B. Recent news highlights spectrum sales and competitive threats from SpaceX's Starlink Mobile.
The outlook is mixed: analyst consensus is bullish with an $233.20 price target, but rising debt and SpaceX competition pose risks. Earnings growth and dividend increases support long-term value, though near-term volatility may persist due to technical bearishness and market sentiment shifts.
Trailing returns across standard periods
Latest headlines on both assets
Affirm Holdings Inc offers a platform for digital and mobile first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
Read more on AFRM →Deutsche Telekom merged its T-Mobile USA unit with prepaid specialist MetroPCS in 2013, creating T-Mobile Us. Following the merger, the firm provided nationwide service in major markets but spottier coverage elsewhere. T-Mobile spent aggressively on low-frequency spectrum, well suited to broad coverage, and has substantially expanded its geographic footprint. This expansion, coupled with aggressive marketing and innovative offerings, produced rapid customer growth. With the Sprint acquisition, the firm's scale now roughly matches its larger rivals: T-Mobile now serves 71 million postpaid and 21 million prepaid phone customers, equal to around 30% of the U.S. retail wireless market. In addition, the firm provides wholesale service to resellers.
Read more on TMUS →