Affirm Holdings Inc vs A O Smith Corp — how do they compare? Affirm Holdings Inc trades at $77.15 (market cap $25.30B), while A O Smith Corp trades at $63.65 (market cap $8.48B). The key difference: Affirm Holdings Inc is far larger — about 3× A O Smith Corp's market cap, and A O Smith Corp pays a 2.31% dividend while Affirm Holdings Inc pays none. Which is the better fit depends on your goals.
| AFRM | AOS | |
|---|---|---|
Market Cap | $25.30B | $8.48B |
Sector | Financials | Industrials |
52-Week High | $92.18 | $80.47 |
52-Week Low | $42.53 | $55.78 |
Enterprise Value | $31.91B | $8.98B |
Dividend Yield | — | 2.31% |
Signals from Pluang's Aura AI — not financial advice
No Aura AI signal available yet.
A. O. Smith Corporation (AOS) trades at $63.98, up 1.57% today, with a bullish technical signal from moving averages and support at $63. Recent Q2 2026 earnings beat estimates at $1.03 per share, driven by North America strength, though net income margins softened to 13.15% in 2025. The company maintains solid profitability with a 27.13% ROE and a $0.36 dividend declared for H2-2026.
Outlook is mixed: analyst consensus targets $67.25 with 33% buy ratings, but Zacks flagged AOS as a strong sell in June 2026. Risks include higher input costs, weak China demand, and competitive pressures. Cash flow turned positive in 2026, yet revenue stagnation around $3.8B warrants caution for growth investors.
Trailing returns across standard periods
Latest headlines on both assets
Affirm Holdings Inc offers a platform for digital and mobile first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
Read more on AFRM →A.O. Smith Corporation manufactures and markets comprehensive lines of residential and commercial gas, gas tankless, and electric water heaters. Supplementary products include water heating equipment, condensing and noncondensing boilers, and water system tanks. The company's two operating segments are by geographic region: North America (majority of total revenue) and the Rest of the World. A material portion of sales in North America derive from replacing existing products, and the company utilizes a wholesale distribution channel and multiple selling locations. The Rest of the World segment sells primarily to Asian countries and operates sales offices to expand distribution and market its product portfolio.
Read more on AOS →