Enact Holdings Inc vs Affirm Holdings Inc — how do they compare? Enact Holdings Inc trades at $49.07 (market cap $6.67B), while Affirm Holdings Inc trades at $76.82 (market cap $25.30B). The key difference: Affirm Holdings Inc is far larger — about 3.8× Enact Holdings Inc's market cap, and Enact Holdings Inc pays a 1.98% dividend while Affirm Holdings Inc pays none. Which is the better fit depends on your goals.
| ACT | AFRM | |
|---|---|---|
Market Cap | $6.67B | $25.30B |
Sector | Technology | Financials |
52-Week High | $48.96 | $92.18 |
52-Week Low | $34.93 | $42.53 |
Enterprise Value | $6.96B | $31.91B |
Dividend Yield | 1.98% | — |
Signals from Pluang's Aura AI — not financial advice
ACT trades at $48.96, up 0.6% today, near the consensus price target of $49.00. The stock shows strong fundamentals with a P/E of 10.23 and robust net income margin of 54.51%. Recent Q2 2026 earnings beat expectations at $1.26 per share. Technical indicators signal a bullish trend with moving averages supporting upside momentum. The company maintains consistent dividend payments and positive revenue growth projections.
Outlook remains positive with analyst consensus favoring buy/hold ratings and price targets suggesting limited upside. Key risks include execution challenges and market volatility. Earnings growth and dividend consistency provide support, but investors should monitor competitive pressures and macroeconomic factors that could impact performance.
AFRM trades at $75.25, down 1.74% on the day, with a bullish technical signal supported by moving averages. The company reported strong revenue growth to $3.22B in 2025, turning profitable with net income of $52.19M, and has beaten EPS estimates in recent quarters. Positive sentiment is driven by analyst optimism and expanding merchant partnerships.
Outlook remains favorable with a consensus price target of $96.00, indicating 28% upside. Risks include high valuation multiples (P/E 68.41) and sensitivity to interest rate changes. Continued execution on growth and profitability will be key for stock performance.
Trailing returns across standard periods
Latest headlines on both assets
Enact Holdings is a leading private mortgage insurance provider in the U.S. It partners with lenders to offer credit enhancement and risk management solutions, helping more borrowers achieve and maintain homeownership.
Read more on ACT →Affirm Holdings Inc offers a platform for digital and mobile first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
Read more on AFRM →