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XRP and Stellar compete in finance with XRP leading payments and Stellar winning tokenization endorsement.

Market News
05 Jun 2026
Crypto news
View Source
Bullish
pluang ai news

XRP and Stellar, both founded by Jed McCaleb, are competing to become the leading infrastructure for tokenized real-world assets, a market estimated at $114 trillion. XRP leads in cross-border payments with growing On-Demand Liquidity volume, regulatory clarity via the CLARITY Act, and $1.41 billion in spot ETF inflows. Stellar secured a major institutional win by partnering with the DTCC to tokenize US securities, though this rollout is expected in 2027. Both face a challenge: network adoption doesn't guarantee token demand, but XRP's model better ties token use to payment flows. Investors should watch which catalyst arrives first, with XRP favored for near-term gains and Stellar for long-term tokenization potential.

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