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Telegram to launch built-in non-custodial Gram Wallet for 1B users with zero-fee crypto transactions.

Protocol Fundamentals
12 Aug 2026
CoinMarketCap
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Telegram announced it will integrate a native, non-custodial Gram Wallet into its app this summer, targeting over 1 billion users for instant, zero-fee crypto transactions. This wallet differs from Telegram's existing partly custodial wallet by giving users full control of private keys, eliminating seed phrases with a split-key recovery tied to Telegram accounts and emails. While this lowers entry barriers, it raises security risks like SIM swaps and phishing, as lost keys cannot be recovered. The success of this rollout depends on user adoption and how Telegram manages security and fee subsidies, with TON blockchain upgrades supporting faster transactions.

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