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Study finds Canadian gig workers have credit profiles similar to general population but face credit application challenges

Market News
26 May 2026
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A TransUnion study reveals that 63% of Canadian gig workers supplement full-time income with gig work, showing responsible credit behavior similar to the general population. Despite comparable credit risk profiles, gig workers face higher hurdles in credit applications, including complex processes and income variability concerns. The study highlights the need for lenders to better assess gig income to improve credit access and inclusion, as gig work becomes a stable income source for many Canadians.

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