Ripple plans gradual $13T treasury shift to blockchain, signaling slow institutional finance adoption.

Ripple CEO Brad Garlinghouse outlined a phased approach to integrating blockchain with global finance, emphasizing gradual adoption over sudden disruption. Ripple Treasury has handled $13 trillion in transactions so far, none on blockchain, but aims to move up to 30% of these flows on-chain within five years. This strategy focuses on onboarding institutions first and then scaling blockchain settlement, signaling a slow but steady shift toward programmable, tokenized finance. Partnerships with major firms like Volvo and financial giants indicate Ripple's growing role in bridging traditional and blockchain finance.