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7-fund portfolio yields 9.42% income with 14.67% annual returns, beating S&P500 with less risk

Analyst Insights
28 Mar 2026
Seeking Alpha
View Source
Bullish
pluang ai news

A 7-fund portfolio designed for retirees targets about 8% income yield and market-matching growth, achieving a 9.42% yield on cost and 14.67% annualized return over 20 months. It offers diversified exposure across equities, bonds, energy, utilities, and real estate, delivering 20% lower volatility than the S&P500. This strategy suits investors seeking steady income and growth with reduced risk. The portfolio is part of the High Income DIY Portfolios service, which provides model portfolios and investment guidance for stable passive income.

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