The 4-Factor Dividend Growth Strategy, inspired by the Schwab US Dividend Equity ETF (SCHD), targets high-quality dividend stocks using four key metrics. Since inception, it has outperformed SCHD with an average 12-month total return of 18.65% compared to SCHD's 12.80%. The strategy maintains low monthly turnover, replacing about 2.87 stocks on average, and sustains consistent quality and growth metrics across market cycles. A new variant using ROC/PEG metrics is being tested, showing mixed results so far.
The 2026 Social Security cost-of-living adjustment (COLA) is 2.8%, but early CPI-W data suggest the 2027 COLA raise may be smaller due to cooling inflation. Meanwhile, living costs continue rising, outpacing the COLA increase. To counter this, invest...
The Schwab U.S. Dividend Equity ETF (SCHD) offers a steady dividend yield around 3%, with dividends growing over time and reinvested alongside $500 monthly contributions. After about 12 to 15 years, the dividends paid can buy more shares annually tha...
The article discusses the Schwab US Dividend Equity ETF (SCHD) as a favorable choice for maintaining equity exposure in a risky market environment influenced by various macroeconomic factors. The author suggests SCHD is particularly suitable for inve...
The Schwab U.S. Dividend Equity ETF (SCHD) advertises a low 0.06% expense ratio, but the March 2026 reconstitution caused significant realized gains distributions, leading to unexpected taxable income for shareholders. The ETF is also highly concentr...
The Amplify CWP Enhanced Dividend Income ETF (DIVO) provides attractive monthly income through covered calls but at the cost of capped upside and higher fees. Over the past decade, a $10,000 investment in DIVO grew significantly less than the plain S...
