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New AI tool slashes credit memo drafting time, boosting faster, smarter credit decisions.

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04 Jun 2026
PRNewsWire
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Bullish
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S&P Global has launched Credit Memo Builder™, an AI-powered platform that streamlines the creation of credit decision reports by aggregating data from multiple sources. This tool significantly reduces the manual effort and time credit analysts spend collecting and synthesizing data, allowing them to focus more on strategic risk evaluation. The platform integrates trusted data from S&P RatingsDirect®, RiskGauge™, and S&P Capital IQ Pro, providing comprehensive, reliable insights with human oversight and transparency. This innovation aims to enhance speed, consistency, and quality in credit analysis workflows without replacing independent credit judgments.

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