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SOIL to be first app using XRP Ledger's new native lending features with XLS-65 and XLS-66 amendments.

Protocol Fundamentals
23 Jun 2026
Crypto news
View Source
Bullish
pluang ai news

SOIL is preparing to become the first application to utilize XRP Ledger's proposed native lending infrastructure enabled by the XLS-65 and XLS-66 amendments. These changes will introduce on-chain lending, liquidity pools, and yield products directly on XRPL, allowing users to deposit assets into shared vaults and receive tokens representing their ownership. The amendments are currently in testing phases with no wallet support yet, but if approved, they will enable new lending markets and credit systems natively on the XRP Ledger protocol. This development coincides with the recent XRP Ledger 3.2.0 upgrade and ongoing market activity around XRP's price near a key support level.

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