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Opening 4 credit cards in 10 months lowered credit score by 14 points but earned $3,300 in rewards.

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31 Jul 2026
Fool - Investing News
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Bullish
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A personal finance writer opened four new credit cards within 10 months, resulting in a temporary 14-point drop in his credit score from 780 to 766. Despite the dip, he earned over $3,300 in rewards and sign-up bonuses by strategically using cards like the Chase Sapphire Preferred and Capital One Venture X. He managed to maintain a good credit score by paying balances in full, keeping credit utilization low, and downgrading rather than closing old cards. He plans to add one more card to maximize rewards but advises that this strategy only works if managed responsibly.

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ADP posts strong Q4 earnings with 7% revenue growth but gets a 'Neutral' analyst rating.

ADP posts strong Q4 earnings with 7% revenue growth but gets a 'Neutral' analyst rating.

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Qualcomm shares drop 9%, but analysts see up to 172% upside with new $204 average price target.

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Double balance transfer strategy offers up to 42 months of 0% APR to manage credit card debt interest-free.

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Citizens Holding Company upgraded by Citigroup after 69.4% net income jump to $3.2M

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Citi and Infor launch Citi Consolidate to streamline invoice processing and boost working capital access.

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