Dividend-focused ETFs offer retirees higher income than Vanguard's broad market fund VTI.

Vanguard's Total Stock Market ETF (VTI) offers broad U.S. market exposure with a low 1.1% dividend yield, which may limit income for retirees. Two alternatives, Capital Group Dividend Value ETF (CGDV) and JPMorgan Dividend Leaders ETF (JDIV), provide higher yields of 1.31% and 1.59% respectively by focusing on dividend-paying companies, with CGDV emphasizing active management and U.S. stocks, and JDIV adding international diversification. While these dividend ETFs have higher costs and shorter track records, they can boost income for retirees seeking more spendable cash without leaving equities. Investors must weigh yield benefits against factors like fees, fund size, and currency risks with JDIV.