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RedotPay launches XRP-backed RLUSD card across 100 countries, enabling credit lines with XRP collateral.

Protocol Fundamentals
22 Jul 2026
Crypto Economy
View Source
Bullish
pluang ai news

Fintech company RedotPay has introduced the RLUSD card, a new payment product powered by the XRP Ledger and linked to the Visa network. This card allows users to pledge XRP as collateral at a 50% loan-to-value ratio to access credit lines settled in RLUSD stablecoin, enabling spending at Visa merchants without selling their XRP holdings. Serving over 8 million users in 100 countries, RedotPay processes $12 billion in annualized payments, with stablecoin card transactions growing 80% in 2026. The integration leverages XRPL's low fees and aims to enhance liquidity and digital commerce, with future reports expected on credit issuance volumes.

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