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Ripple CTO explains why firms may prefer XRP over stablecoins like USDT and USDC for certain payments.

Market News
02 Apr 2026
Coinpaper
View Source
Neutral
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Ripple CTO David Schwartz clarified that despite the rise of stablecoins such as RLUSD, USDT, and USDC, major firms might still choose XRP for specific use cases due to its unique advantages. He highlighted that XRP and stablecoins serve different roles: XRP offers benefits in multi-currency flows, avoids issuer control risks, and can provide upside potential unlike stablecoins. Ripple is expanding its corporate infrastructure with new products like Ripple Treasury and has seen growth in its stablecoin RLUSD. Meanwhile, XRP price faces technical pressure amid geopolitical tensions, but its utility debate continues as Ripple strengthens its institutional offerings.

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