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Aave launches V4 on Ethereum with hub-and-spoke model to expand DeFi lending and real-world asset borrowing.

Protocol Fundamentals
30 Mar 2026
Bitcoin
View Source
Bullish
pluang ai news

Aave has launched its V4 protocol on Ethereum, introducing a hub-and-spoke architecture that centralizes liquidity while allowing new markets with distinct collateral and risk rules. This upgrade enables borrowing against real-world assets and fixed-rate credit products without fragmenting liquidity pools, marking a shift toward broader credit markets beyond crypto-native lending. Supported assets include USDT, USDC, EURC, and tokenized assets from partners like Lido and EtherFi, with Chainlink as the exclusive oracle provider. The rollout includes a new Aave Pro interface for advanced users and plans for potential multi-chain expansion pending governance approval.

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