OptimumBank appoints Moishe Gubin as CEO amid strong growth, Timothy Terry retires after 13 years

OptimumBank Holdings announced that Moishe Gubin, the current Chairman, has been appointed CEO following Timothy Terry's retirement after 13 years as CEO. Gubin has led the bank's transformation since 2010, growing its assets from $154.5 million to $1.27 billion by early 2026. This leadership change comes as the bank experiences rapid growth, with Gubin positioned to continue executing aggressive expansion strategies. Braden R. Smith, a banking veteran, has also been named the new President to support this growth phase.