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Affirm beats expectations with 74% gain, strong growth, and undervalued stock, says analyst.

Analyst Insights
16 Jul 2026
Seeking Alpha
View Source
Bullish
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Affirm has outperformed expectations, delivering a 74% gain since October 2024, driven by a growing customer and merchant base that reinforce each other. The company shows strong operating metrics, with over 30% growth in gross volume, revenue, customers, and merchants over two years, and a combined operating cash flow margin and revenue growth of 57, surpassing the rule of 40. The analyst reiterates a buy rating, highlighting Affirm as an undervalued stock with excellent fundamentals and network effects. This suggests continued potential for investors as the company expands.

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