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FedNow's expansion could accelerate Ripple and XRP's role in global digital payments.

Market News
08 Apr 2026
Coinpaper
View Source
Bullish
pluang ai news

The Federal Reserve is proposing an expansion of its FedNow instant payment system to allow banks and credit unions to use intermediaries for fund transfers, potentially bridging domestic real-time payments with cross-border settlements. Ripple Labs, having secured conditional approval for a National Trust Bank Charter, is positioned to leverage this change by integrating with FedNow and the Federal Reserve's core infrastructure. With over 300 financial institutions exploring XRP and major banks like Santander and Bank of America testing Ripple's technology, this move could transform XRP into a key component of the traditional financial system and accelerate the future of cross-border payments.

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