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Japan integrated XRP into banking infrastructure over 10 years, gaining a lead in crypto payments.

Market News
29 Jul 2026
UToday
View Source
Bullish
pluang ai news

Japan recognized XRP's potential early, integrating it into its banking system starting in 2016 with clear regulations and practical applications. Unlike other countries still debating crypto laws, Japan's Financial Services Agency provided legal clarity, enabling major businesses to adopt XRP for everyday banking uses such as paying interest on deposits in XRP and using XRP for domestic travel payments. This decade-long strategy transformed XRP from a speculative asset into a core part of Japan's financial infrastructure, positioning the country ahead in crypto adoption and modern payment systems. Japan continues to innovate by integrating stablecoins like RLUSD on licensed platforms, reinforcing its leadership in digital finance.

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