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Mastercard launches AP4M to enable AI-driven, machine-speed payments for continuous, automated transactions.

Protocol Fundamentals
10 Jun 2026
Coinpaper
View Source
Bullish
pluang ai news

Mastercard introduced Agent Pay for Machines (AP4M), a new payment framework designed for AI agents to conduct continuous, high-frequency, low-value transactions autonomously. This system allows machines to make microtransactions instantly and securely within defined permissions, supporting real-time digital commerce without human intervention. AP4M integrates governance and compliance directly into transactions, ensuring oversight while enabling fast, programmable payments. With over 30 partners including RippleX, this innovation marks a shift toward machine-driven economies where payments flow continuously rather than as isolated events.

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