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Ripple's stablecoin RLUSD may reduce demand for XRP in cross-border payments, impacting XRP holders.

Market News
13 Aug 2026
Dailycoin
View Source
Bearish
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XRP has dropped 42% this year despite positive developments like the SEC dropping appeals and increased institutional access. However, a key concern is Ripple's dollar-backed stablecoin RLUSD, which could replace XRP's role as a bridge asset in cross-border settlements by offering banks a less volatile option. This shift might limit XRP's use mainly to transaction fees rather than the larger liquidity function expected by holders. The market will watch if banks prefer stablecoins over XRP, which could significantly affect XRP's long-term value.

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