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Kraken launches Bitcoin Vault offering up to 2.5% APY for long-term BTC holders in the US

Protocol Fundamentals
27 May 2026
Bitcoin
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Bullish
pluang ai news

Kraken introduced Bitcoin Vault, a new product allowing US-based long-term Bitcoin holders to earn up to 2.5% annual yield on their idle BTC without selling or losing price exposure. The vault uses DeFi protocols like Aave and Morpho to generate rewards, which are auto-compounded and accessible after a five-day withdrawal period. While offering a convenient way to monetize idle Bitcoin, Kraken warns of risks including potential total loss due to DeFi vulnerabilities and market fluctuations. This launch expands Kraken's DeFi Earn suite, which has seen over $240 million inflows in 2026, and reflects growing demand for productive Bitcoin strategies that don't require manual DeFi management or custody transfers.

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