RedotPay introduced an XRP Ledger-powered Visa card allowing over 8 million users to borrow against their XRP at a 50% loan-to-value ratio, spending in Ripple's RLUSD stablecoin without selling their XRP. This product offers tax deferral and preserves upside exposure but carries significant risks due to XRP's volatility and undisclosed liquidation terms. The card represents a major distribution event for RLUSD and the XRP Ledger, potentially increasing on-ledger transaction volume. The key test will be how the system handles price drops and liquidations, which could force users to sell collateral unexpectedly, impacting both users and the XRP market.
Large XRP holders increased their holdings by 2.8% over five weeks, while small wallets decreased by 5.2%, signaling a shift in investor behavior. Since January 2026, 42 new wallets holding over 1 million XRP emerged, coinciding with XRP prices above...
Large holders of XRP are increasing their positions while smaller retail investors are selling, according to a crypto analyst. Institutional purchases by firms like Franklin Templeton and Fidelity suggest confidence in a future crypto cycle despite r...
A record 1.47% of XRP's total supply, worth $1.04 billion, is now locked in U.S. spot ETFs as institutions prepare for the upcoming Senate vote on the CLARITY Act. Grayscale Research has dismissed the traditional four-year Bitcoin halving cycle, poin...
U.S. institutional investors shifted capital into XRP spot ETFs, resulting in daily net inflows of $5.66 million. In contrast, Hyperliquid (HYPE) funds experienced outflows totaling $698,040 during the same period. This shift highlights growing inves...
Ripple CEO Brad Garlinghouse argues that XRP transactions carry less risk than traditional SWIFT transfers because they settle in seconds rather than days. While XRP is more volatile, its rapid settlement time—3 to 5 seconds compared to SWIFT's 3 day...
