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Citi Diamond Preferred offers 21 months 0% APR on balance transfers with low fees, ideal for debt payoff in 2026

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19 Jun 2026
Fool - Investing News
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The Citi Diamond Preferred Card stands out in 2026 for its 21-month 0% introductory APR on balance transfers and a low 3% transfer fee for the first four months, making it a top choice for those looking to pay off high-interest debt. It also offers 12 months 0% APR on purchases and has no annual fee. Alternatives like the Citi Double Cash and Discover it Chrome provide rewards alongside balance transfer benefits but with shorter 0% APR periods. This card is best for maximizing interest-free repayment time while minimizing upfront costs.

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