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Top balance transfer cards offer up to 21 months 0% APR to help pay down credit card debt without interest.

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10 Jun 2026
Fool - Investing News
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Motley Fool Money reviewed over 100 credit cards to find the best balance transfer options for June 2026. The Citi® Diamond Preferred® Card stands out with a 0% intro APR for 21 months on balance transfers and a low 3% transfer fee for the first 4 months, making it ideal for paying off high-interest credit card debt cheaply. The Wells Fargo Reflect® Card is another strong choice, offering the same 21-month 0% APR on both purchases and balance transfers, plus $600 in cellphone protection, though it charges a higher 5% transfer fee. These cards are best for those with good to excellent credit looking to reduce interest costs and manage debt more effectively.

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