Several leading balance transfer credit cards now offer introductory 0% APR periods of up to 21 months on purchases and balance transfers, allowing cardholders to pay down debt without accruing interest. Cards like the Wells Fargo Reflect® and BankAmericard® provide long 0% APR terms with no annual fees, while others like the Citi® Diamond Preferred® offer lower balance transfer fees. These cards are ideal for consumers with good to excellent credit scores aiming to reduce credit card debt efficiently. It's important to pay off balances before the intro period ends to avoid high variable APRs afterward.
Wells Fargo and Citigroup are the only U.S. megabanks with room under the 10% national deposit cap to acquire large regional banks, though neither has made a move yet. Wells Fargo's CEO is open to transformative deals, while Citigroup focuses on orga...
Jim Cramer criticized analysts' overenthusiasm for a few fintech stocks—SoFi, Klarna, and PayPal—calling for patience until these stocks drop before recommending them. Despite strong earnings, these fintech names have struggled with price declines du...
