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Wells Fargo Active Cash® Card offers 2% unlimited cash back with no annual fee and a $200 bonus.

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21 Jul 2026
Fool - Investing News
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The Wells Fargo Active Cash® Card provides unlimited 2% cash rewards on all purchases with no annual fee, a $200 bonus after spending $500 in the first 3 months, and a 0% intro APR for 12 months on purchases and balance transfers. It's praised for its simplicity and versatility, making it a top flat-rate cash back card for 2026. An alternative, the Citi Double Cash® Card, offers similar rewards with a longer balance transfer intro APR and a 5% cash back on travel booked through Citi Travel, but requires higher spending to earn the bonus. These cards cater to different spending habits, with Wells Fargo favored for easy rewards and Citi for travel perks and longer balance transfer offers.

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