Investment
Features
FeesSafety
Academy
More
Pluang+

Citi Simplicity Card offers 0% intro APR for 18 months to help pay off credit card debt without late fees.

Others
11 Jul 2026
Fool - Investing News
View Source
Bullish
pluang ai news

The Citi Simplicity® Card provides an 18-month 0% introductory APR on balance transfers and purchases, allowing cardholders to pay down debt without accruing interest during this period. It charges no annual fees, no late fees, and no penalty APR, making it a strong option for those focused on debt payoff. A balance transfer fee applies, but the card's flexibility and long interest-free period can save users over $1,000 in interest depending on their balance. After the intro period, a variable APR of 17.49% to 28.24% applies. Users are advised to transfer balances within four months and avoid new purchases to maximize benefits.

More News (C)

banner-footerbanner-footer

Invest & Trade with
#1 Award-Winning Investment Super App