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XRP investors face nearly 20% loss YTD but whales keep buying amid potential US crypto law progress

Market News
14 May 2026
Finbold
View Source
Bearish
pluang ai news

An investor who bought $1,000 worth of XRP at the start of 2026 now faces a nearly 20% loss, with the portfolio dropping from $1,268 to about $802 by mid-May. Despite this decline, large holders known as whales have increased their XRP holdings by over 5 billion tokens this year, controlling about 68.5% of the supply. Optimism remains due to the U.S. Senate Banking Committee advancing the Clarity Act, which could legalize crypto assets and potentially boost XRP's value. Investors are watching closely for regulatory developments that may impact the token's future performance.

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