At age 73, retirees must take required minimum distributions (RMDs) from traditional IRAs, which can force selling investments at inopportune times. To avoid selling shares in down markets and preserve compounding, investors can use ETFs that generate monthly income to cover RMDs. Three recommended funds are JPMorgan Equity Premium Income ETF (JEPI), iShares Preferred and Income Securities ETF (PFF), and iShares Treasury Floating Rate Bond ETF (TFLO), each providing steady monthly payouts from different sources to reduce risk. This strategy helps retirees meet IRS rules while maintaining portfolio stability, though each fund carries trade-offs like capped upside or sensitivity to interest rates.
The JPMorgan Equity Premium Income ETF (JEPI) has underperformed the S&P 500 in 2026, returning 6% versus 13% for the index. This is due to JEPI's strategy of selling upside call options to generate income, which underperforms in low-volatility, tech...
Five notable U.S. ETFs—JEPI, SPHD, PEY, GPIX, and DIA—distribute dividends monthly, catering to income-focused investors. JEPI and GPIX use covered-call strategies to generate income, while SPHD focuses on high-yield, low-volatility stocks without op...
The JPMorgan Equity Premium Income ETF (JEPI) provides attractive monthly distributions, but most of its income is taxed as ordinary income in taxable accounts, which can significantly reduce net returns. With a 0.35% expense ratio and income generat...
The JPMorgan Equity Premium Income ETF (JEPI) has seen its monthly distributions decline in 2026 due to reduced market volatility, dropping from $0.42709 in January to $0.36664 in August. In contrast, its sister fund, JPMorgan Nasdaq Equity Premium I...
Three popular S&P 500 covered-call ETFs—JEPI, SPYI, and XYLD—offer similar headline monthly yields but differ significantly in after-tax income due to varying IRS tax treatments. JEPI’s distributions are taxed as ordinary income, which can reduce aft...
