
The iShares Broad USD High Yield Corporate Bond ETF (USHY) provides exposure to U.S. high-yield corporate bonds with a 6.58% yield, outperforming the 10-year Treasury yield of 4.44%. It carries a low expense ratio of 0.08%, making it cost-efficient for income investors. However, USHY involves credit risk and price volatility linked to market fear and interest rates, so it suits investors who can tolerate moderate risk and seek income above Treasuries. It is best used as part of a diversified portfolio rather than a standalone safe haven investment.