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First Fannie Mae-backed mortgage using Bitcoin collateral closes in the US, integrating crypto with housing finance.

Market News
04 Jun 2026
AMBCrypto
View Source
Bullish
pluang ai news

Coinbase announced the closing of the first Fannie Mae-backed mortgage in the US that uses Bitcoin as collateral. This mortgage, originated by Better and supported by Coinbase infrastructure, allows borrowers to use Bitcoin or USDC holdings as collateral for a down payment loan while retaining exposure to their crypto assets. The product ties into regulated housing finance through Fannie Mae, marking a significant step in mainstream adoption of digital assets in real estate. A nationwide rollout is expected later this summer, though risks like crypto volatility and regulatory uncertainties remain.

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