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Ripple's ex-CTO says higher XRP price makes payments cheaper and more efficient.

Market News
30 Mar 2026
UToday
View Source
Neutral
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David Schwartz, Ripple's former CTO, explained that a higher XRP price reduces the number of tokens needed for payments, making transactions more efficient and cheaper to operate. This is because fewer tokens are required to bridge currencies, easing liquidity demands and minimizing slippage in Ripple's On-Demand Liquidity model. XRP has struggled to maintain prices above $2, currently trading around $1.35, with market participants hopeful for a historically bullish April. Schwartz's insights suggest that a rising XRP price benefits the ecosystem by reducing operational complexity and costs.

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