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XRP evolves from bridge asset to key institutional DeFi token with rising XRPL usage and new lending features.

Protocol Fundamentals
30 May 2026
Coinpaper
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Bullish
pluang ai news

XRP is shifting from a simple bridge asset to a core utility token within the institutional DeFi ecosystem on the XRP Ledger (XRPL), driven by protocol upgrades like native lending and growing institutional adoption. This evolution expands XRP's role beyond payments into lending, credit markets, and collateralized finance, increasing its capital efficiency. XRPL's transaction volume surged 35.3% in Q1 2026, with stablecoins and real-world asset markets also growing significantly. Upcoming native lending will enable on-chain borrowing and lending of XRP, turning it into a yield-generating asset and deepening its integration in decentralized finance.

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