
Flagstar Bank's Q1 2026 results show a 9% increase in commercial and industrial (C&I) loans, driven by broad-based growth and strategic focus areas. Core deposits rose 2%, while credit quality improved with an 11% decline in non-accrual loans. The bank's net interest margin was stable at 2.15%, supported by lower funding costs, and operating expenses decreased by 5%. Capital ratios strengthened, positioning the bank for continued growth and profitability in 2026.