FinTech ETF FINX down 17% YTD, Cybersecurity ETF CIBR down 9%, reflecting different rate sensitivity.

The Global X FinTech ETF (FINX) and First Trust NASDAQ Cybersecurity ETF (CIBR) both target the digital economy but react differently to rising interest rates and market volatility. FINX, focused on growth-stage fintech firms with high valuation multiples, has fallen nearly 17% this year due to rate sensitivity and includes cryptocurrency exposure. In contrast, CIBR, which invests in cybersecurity companies with more stable, non-discretionary budgets, has declined about 9% year-to-date but shows stronger long-term growth and less sensitivity to rate changes. Investors should choose based on their risk tolerance and preference for fintech disruption or defensive cybersecurity exposure.